
Although it’s incredibly important to keep up with your oral hygiene routine at home, being able to visit your dentist regularly every six months is still one of the best ways to maintain a healthy smile. With these visits, they can help you avoid potential dental complications so that you can make the most of your pearly whites. That’s why, if you have dental insurance through United Concordia, you’ll want to maximize your level of care with our in-network dentist. Keep reading to learn more about how your coverage plan works as well as your benefits.
Those covered by United Concordia can typically gain access to discounts as long as they pay their premium every month. Once you’ve met your annual deductible, your insurer will be able to cover a part of the costs until you’ve reached your yearly maximum. Although every patient’s plan will be unique to them, the majority of insurance plans will have the following standard:
Keep in mind that the main priority of United Concordia is prevention. By utilizing complete coverage for preventive treatment via two dental checkups and cleanings per year, you’ll be significantly less likely to experience oral health complications or develop issues like gum disease or tooth decay. The earlier your dentist is able to detect underlying problems, the easier they can address them and bring you back to oral health. Ultimately, this will save you time, money, and trouble, especially since you’ll decrease your chances of requiring costly procedures.
It's important to note that you are not obligated to visit a dentist in-network with United Concordia. You can still receive the dental care you need from an out-of-network professional. Just remember that you will typically need to pay a little more when getting treatment from the latter. With an in-network dentist, you can expect lower out-of-pocket expenses due to their pre-negotiated rates.
At Michel Dental, our team wants to ensure that you get the dental care you deserve while saving as much money in your wallet as possible. That’s why our front desk members are more than happy to help you understand the details of your insurance policy as well as to walk you through how your coverage plan works. By helping you maximize your benefits, we can help you save more in the long run while allowing you to maintain and improve your pearly whites so that you can enjoy your best smile.