The cost of dental care is one thing that many patients feel prevents them from getting the dentistry services they need. In fact, more people avoid visiting the dentist due to concerns about cost than for any other reason. At Michel Dental, we do our utmost to provide affordable dentistry services. Providing in-network coverage for numerous dental benefit plans is one way that we’re able to help our patients keep the of out of pocket costs of their dental care to a minimum. We are in-network providers with a number of popular local insurers, including BlueCross BlueShield dental insurance. If you’re a member of a BlueCross BlueShield insurance plan, we’ll be happy to help you process and file your claims. When you call to schedule an appointment in our Topeka or Silver Lake dental office, please let one of our team members know you have insurance through BlueCross BlueShield, so we can gather all the necessary information to help you start maximizing your benefits from the very first visit.
There are many different dental insurance policies available through BlueCross BlueShield, and each plan offers coverage for specific services in exchange for the payment of a monthly premium. Before offering estimates of your coverage for any dental service, we’ll review your individual policy to ensure accurate pricing and minimize out of pocket costs. In most cases, BlueCross BlueShield plans offer 100% coverage for preventive dentistry services like dental exams and teeth cleanings. Minor restorative dentistry services like fillings are usually covered between 70 and 80%. More advanced restoration options like dental crowns are covered 50 to 70%.
The percentage of treatment cost covered by your plan is only available up to a maximum price set by the insurer. As in-network providers, Michel Dental has agreed to set treatment pricing that falls within your plan’s set price range for individual services, so you only need to worry about the out of pocket percentage of treatment costs. Out of network dental offices may charge higher fees for their covered services, but you’re responsible for the difference in pricing as well as the out of pocket percentage of the cost of treatment. BlueCross BlueShield policies also have annual maximums for treatment coverage that usually limit cover to between $1,000 and $1,500 total. We will work with you to ensure your necessary dental care doesn’t exceed these annual coverage maximums. This may involve providing advanced or complex treatments over the course of two plan years or helping you to plan ahead for specific treatments.
We are dedicated members of our Silver Lake and Topeka communities, and one of the many ways we support other local businesses is by accepting the dental insurance benefits they provide for their employees. Our communities have numerous employers who provide benefits through BlueCross BlueShield, including Washburn University and the Kansas Bankers Association.