With the days we’re facing now, it’s more important than ever to take advantage of your insurance benefits before they run dry. With the challenging economy that we face, why wouldn’t you want to use the dental benefits you’ve earned before they restart in 2018?
That’s right, you’ve earned your benefits by paying into your deductible throughout the years. If you need a practice that you can visit with a Delta Dental dentist in Topeka, we’re here to help you get the most out of your insurance benefits before the year ends. Here are 5 reasons why you should make a dental appointment now!
1. Your Yearly Maximum
For those of you that don’t know, a yearly maximum is the most money that your dental insurance is planning to pay for your dental work within one full year. This amount can vary depending on your insurance provider. If you need a Blue Cross Blue Shield dentist in Topeka, it’s best to find one as soon as possible because those unused benefits will not rollover to the following year!
2. Your Deductible
A deductible is the amount of money that you must pay to your dentist out of your pocket before your insurance company will pay for any services. This fee also varies depending on each company and can be higher if you choose an out of network dentist. So, if you need a Delta Dental dentist in Topeka, be sure to find a practice in network to get the most out of your dental insurance.
3. Your Premiums
Do you pay dental insurance premiums every month? Then why wouldn’t you use your dental insurance benefits? Even if you don’t need specific dental treatments or a procedure, you should still be scheduling your regular dental cleanings. This can help you keep dental problems at bay like cavities and tooth decay.
4. Fees Can Increases
Another reason to use your dental insurance benefits before the end of the year is the possible fee increases. Some dentists raise their rates at the beginning of the year due to the increased cost of living or other expenses. A fee increase could actually make your copay higher. So, if you should need to see a Blue Cross Blue Shield dentist in Silverlake, you should consider doing so while your current rates and copay are in place.
5. Halt Dental Problems in Their Tracks
By delaying dental treatment for whatever reason, you’re risking more severe and expensive dental problems by not taking advantage of your dental benefits. What could be a simple fix like a cavity now, could turn into a root canal later. When dental issues are ignored and left to develop, they end up becoming much worse than whatever the original issue was.
If your dental insurance plan is on a calendar year, these five reasons should motivate you to make a dental appointment before 2018 starts.
About Our Office
Michel Dental is an in-network provider for Blue Cross Blue Shield, Delta Dental, United Concordia, Cigna, and Guardian DentalGuard Network. Even if our office isn’t a preferred provider, our friendly office team members can help you in processing and filing insurance claims to maximize your dental benefits. Feel free to call us with any questions you must have!